• How to Buy a Home When You Still Have Student Loans,Shannon Root

    How to Buy a Home When You Still Have Student Loans

    Student loans don’t have to stop you from owning a home. Lenders look at your debt-to-income ratio, not just your loan balance. 1 | Know your DTIAdd up all monthly debts (including student loans) and divide by your income. Under 45% is ideal. 2 | Income-based repayment helpsIf your student loans are

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  • Should You Buy or Rent in Reno Right Now?,Shannon Root

    Should You Buy or Rent in Reno Right Now?

    It’s the classic question, rent or buy? Let’s look at what the numbers say in Reno 2026. 1 | Monthly cost comparisonRent for a 3-bedroom averages about $2,600. A starter home at $500K might run $3,000–$3,200 per month after taxes and insurance. 2 | Equity vs. flexibilityBuying builds equity with eve

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  • Your PCS Move to Northern Nevada: What to Expect,Shannon Root

    Your PCS Move to Northern Nevada: What to Expect

    PCS orders headed your way? Whether you’re transferring to NAS Fallon or settling near Reno, here’s what to expect. 1 | Timeline is everythingStart early, Northern Nevada’s rental and housing market moves fast. 2 | Use your VA benefitsIf you’re buying, you can use your VA loan with zero down and no

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